Khutbah Pay Off Your Debt
Date:
Channel: Mohammed Faqih
File Size: 26.86MB
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AI Generated Summary ©
The conversation is a mix of disconnected sentences and phrases, covering a variety of topics including financial stability, human behavior, and the importance of reaching a certain level of success for financial independence and happiness. The speakers emphasize the need for financial independence and financial stability after a loss of habitat, while also discussing the importance of reaching a certain level of success for financial independence and happiness. The conversation is difficult to follow and appears to be a long long one, but they are waiting for a couple of minutes to share some news.AI Generated Transcript ©
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similar if you
had a movie or
even brothers and sisters.
We all know.
And we are all affected
by the deteriorating
economy.
And we're well aware
that some of us might be more informed than others as to what the causes are some of the causes
of this financial slash economical crisis that we're living American here, actually, it is something at this point that is international, everywhere you go.
And I'm not going to give you some
some analysis, some financial analysis where that is not my field. I'm not a financial expert.
And the subject is actually broad
and we can cover it more. In fact, we are
thinking to
set a program
to help people not provide financial aid but rather a program and some of the
Saturday, with consulting and consulting with some of the local events have already taken the initiative in this regard, selling workshops or educational programs to educate people, because if you go
and review any plan, especially, we also talk about how to get out of debt. One of those things that you will find there is educate yourself, educate yourself.
And since the topic is very broad, I want to specifically talk about one aspect,
which in my opinion,
may be the primary cause, or factor that led to this.
This
What does this have to say about this? Why do people get themselves in this?
How do you get out of debt.
And since one of those tips that are given when it comes to the matter of depth, has to do with educating yourself. Today, I intend to talk about what
I can do to cover everything that they
said all the asset
that's in financial transactions,
try to touch upon the subject
and bring to attention and remind you and myself
of some of those guidelines and some of those teachings of the Prophet some of them came with.
First of all,
why do people get in debt?
The obvious answer is,
because they have.
However, if you go and look at the statistics, and studies are done on this subject, you will find that
the majority of people get into debt when they don't have to,
and borrow more money when they need when they don't need to.
Which led many experts
to study this phenomenon
as to what is behaviorally speaking,
what kind of behavior, what kind of cognitive processing is behind people getting themselves into debt.
And two of the answers that are given
are one
sense of entitlement.
So of entitlement.
I'm just putting it this way, because that sums up many factors are many reasons why people get into debt.
And the second reason is simply because people have
they got into some kind of crisis in their life. It could be health related,
some kind of accident, some kind of loss, and they find themselves
or loss of job or any of these reasons.
And Islamic gives us, again, the guidelines that we need to protect ourselves.
And I'm not going to talk about the second factor a lot but rather I want to focus on the first one says self entitlement.
And to issues that come under that there are many but two issues that can come under that
is
this this factor itself in the sense of entitlement might explain why people have this ego that causes them to go and compete with their neighbors or their relatives
wanted to have the latest and the greatest and the most sophisticated the largest
spending.
That was they don't even have as shutdown. So for example always says spending money they don't have buying things they don't need, trying to impress people that they don't even like
this ego
instead instant gratification.
greed.
I want it all and when greed is coupled with instant gratification, this is a lethal combination. I want it all and I want to come out
and whatever can make me have it now. I will do
even if it's a piece of plastic
even
taking money that I don't even have borrowing money that I don't have.
So how can we resolve those issues?
Well, many people don't understand how severe and how critical and how dangerous. This issue is, from a designer's point of view.
Many relationships
and many marriages came to an end
ended up in divorce courts
anywhere from 50 to 70%. due to financial problems and especially tax,
lack of financial management.
That's a pretty hefty price.
Many people are losing their homes
because of the decisions that they make.
In most cases,
Nobody forced anyone
to take upon a financial responsibility that they cannot afford.
But it was rather
their lack of understanding,
lack of realization of how serious this issue is.
This is when it comes to matters of reunion.
Some people basically ruin their credit
for life,
how to declare bankruptcy.
Some people might even develop health issues and problems, because of the stress
that comes with this financial pressure that they have in their lives.
One of the ways that established
courtesan
treats any problem or any
crisis
is
by introducing to people the consequences
their behavior.
Now, when it comes to this reminiscences
the promise of a one liner send them
is once invited
to leave some
some oxygen as a part of the battle who died.
And the problem is a lot more unable to send them since to have a
daemon
in another direction, he set someone up for failure.
So in another direction is it advisable to send a new or somehow I was told either revelation came down to him or someone told him that this man had an unpaid that
he owes money. Whenever duration, the Prophet asked,
Does he have any debt
that he didn't pay? Or that it that he didn't leave anything behind for that debt to be taken care of? With?
So they said yes to the problem, so about five to seven
steps away, walk away.
So I will attempt to have the long run percent.
And Dino, how much damage was in our two dinos.
So that is an oversold overbought how to take care of so the profitable walk it simply makes one.
And in one of those reports have said that the problem The next day, or after a while, I asked him,
if he took care of it.
He said yes. And another variation says that the Prophet reminded of a story while and the third is I guess I forgot to take care of it. So the process of I'm saying, Do do it now. So he goes, takes care of it and comes back and the Prophet still love it, we'll send them so that he was in a state of suspension and another interesting, he said, an MMO, that
it is now that his body and his skin has cooled down.
He was finally able to find peace. Why because the problem is, so nobody was sitting in a honey collected by economic activity, or the authority of law tells us that national being be the one that the soul of the believer is suspended is in a state of suspension
because of his death, until it is paid off.
In fact, the prophet total Sahaba in one case that this person,
the soul is suspended
will not rest will not find peace won't enter heaven will not enter Paradise until you take care of his death.
Take care of it for him or
let him go to you know where the other destination maybe
the prophets were even a Shaheed a martyr will not be forgiven when it comes to the amount of debt, in fact, in a hurry that I found to be very scary. Well, however the rejection recorded, he said that we were sitting with a little while while he was and that was when the Prophet peace be upon them lifted his head toward the sky. And then he puts his hand on his forehead, as if he received or saw something of great magnitude.
And then the house will fit in a sentence. So Panama
deed, so Panama,
city, beach, Oman,
regarding what was revealed to me,
of something of a severe
matter.
And then the opposite of it, who said that said, when the UFC ended,
I swear by one and whose hand is my soul,
to the
three times, if a man is killed, for the sake of the carnival, and then brought back to life, and then again, had to give up his life for the sake of a love and then brought back to life the second time, and had to be killed for the third time.
While he is indebted to someone, while he has depth, why, if he owed someone medical, one potato, would not interject that this debt is paid.
This is how serious it is.
And that's why I
had to choose an obligation once in your lifetime. There's something that you don't make until you take care of your death. And in fact, I encourage people to consider head ASAP because it will help you
We'll give you that motor that push that you need
to take care of this issue
and move on with your life, free of death.
Being able to experience that, that feeling there is nothing greater than waking up in the morning.
Knowing that you don't owe anyone got a glass of water.
It is such a liberating
feeling. And many people unfortunately, do not get to experience it at least start their day with that pressure. And that stress.
That's why they said they will have to be laid, whether that will
that that
is is a source of of anxiety and stress during the night. And it causes you
humidity or humiliation and degradation during the day.
Not knowing when you're going to get that phone call.
So, know the consequences and the result, such a behavior will help the person
reduce his or her
need to borrow money. Now, the second advice that will be given is
do not borrow money, unless you have to.
In level one,
and in some cases, you have to
put some of the necessities of life.
So if you don't have to, don't borrow money
especially if you say that borrowing money is hard. No.
That's the heart of it the promise of words.
But do it only when you have to
do it with a plan.
The Prophet peace be upon him
die died while his own armor. His body armor was mortgaged with a Jewish merchant.
But he had to why why did the problem someone what why they would send them borrow I should tells us why.
Because approximately what it was sort of needed food for his family and he didn't have cash.
So he goes and takes something over value is
Then he does what is known as that as wrong. And by the way, is this a prophetic teaching, you see, the prophet doesn't want to be in a state of where he may also want something and not be able to pay back. So he goes and gives him
right as as a as a security deposit, he gives him a property of a value.
So that increase the profit is not able to pay him back
when that person has something of value, where he can either sell it
and get his money.
Number three, be satisfied.
And content
will love the brothers and sisters, each and every single one of us is blessed by our laws and our data.
So we are to start looking at those people who who do you think are robust.
And in some cases, we don't realize how fortunate we may be. Sometimes we look at people who are above us.
People look at celebrities, whether in terms of their status, or their financial abilities, or their looks, or whatever it may be that people look up to other people in regard to.
And then we want to be like them?
Well, you don't have to, unless you have a major unique major who you are.
Be grateful be content with what was handled that has given you it make the best out of it.
And if you want to see how fortunate you are, look at those.
Sometimes we MVP for certain things while the enemy has for other things.
We envy them and they are at the same time. They empty us for what we have.
So be grateful and realize that
you are blessed.
Number four,
if you must borrow money. In fact, this advice goes for everything in your life.
Then follow the guidelines for handling time tools. And books have
taught us
how we should approach any subject especially this issue.
Well, how we should go about it first of all, fear of loss and paddle with that. And remember that a loss of handling data is the one that you should turn to for your need before you start panicking.
Trying to have lots of handling time when we get to that point, Whosoever feels a loss of power without a mobile find a passion for
the patient. Have connection with Allah subhanho wa Taala no one will find your way out.
Fear Allah
when you either lend or borrow money.
Remember that these are the
seven.
This is part of this guideline is given to us by the prophet.
purify your intention, what is your intention, now that you have to borrow this money is your intention to pay it back. Because if that's not your intention, then watch out for the problems of
men and women messy.
Woman, woman
whosoever bar was people's property and money with the intention of paying it back the most powerful, fabulous system when paid back.
And whosoever takes it thinking that they can get away with it
with the intention of consuming it and not giving it back.
Whoever takes someone's property, the addition of ruining a loss of power value will ruin him lowood ruined his life. And that's why you find people getting into debt one after another trying to sometimes pay their debts with another day. And they are caught up in this vicious circle and they can better get out of it because they are actually approaching the whole subject with the same mindset that actually got them into trouble to begin with. And anytime you approach anything in life
with the sale method, do not expect different results. As it is almost two three years from this.
I may be supposed to listen and follow the rest of what they told us.
What I read in the newspaper,
a lots of hands on with either one, that which is the best,
lots of how valid says
you really love nukunonu. So, whether it was how valid tennis is for you,
he wants to good for you at ease in your life.
Melissa wants to go through any,
you know,
self inflicted difficulties and hardships in life.
And what what this
difficulty and hardship, they come from all walks of how to kind of get a test, and Allah will have a kind of a lot of tests, those will be legit, but those of our crisis, those of our hardship and difficulties that are self inflicted,
a loss of habitat is one class
and the problem So, what are your sentences, let
me
let
me
do not cause yourself to be in a state of to be do not distress yourself, after loss power of Allah has brought you relief
and safety,
after loss will have a dialogue, give you the guidance and the strength that you need to achieve financial stability and financial independence.
Of course, from any one of them, that was after you have reached that level, do not put yourself in a state where you may be under pressure, where you may also want something. So the Sahaba said, and what is that? Oh, it's no robot. The problem is somebody said that thing.
So don't do that. Because you don't have to,
and have a plan and have a sincere intention.
And remember that you intention now as as we mentioned earlier, the proper delivery. And he says
there is a lot of research that
is led money, someone lends money. And a lot of notice from that person who's borrowing that money knows from that person that he has sincere intention to pay back.
It is a loss of how valuable he takes upon himself that says, I will paint on his behalf.
I will help him
pay it off before the end of his life in his lifetime.
Don't leave anything, don't leave any burden for those who are
who come after me sure that people remember you,
especially with parents and your children.
for not putting them
for not
throwing upon that a burden.
Make sure that you own everything that you have, and that you don't owe anyone. And also
remember
that
one of those ways
to
to get yourself relief is by bringing relief to other people. And I want to I want to make a quick comment about this.
You see, there was a story, it was an interesting story of one of the Patreon successes. Ohio second generation.
were one of the companies in fact common law. Interesting. It was something
that we mentioned earlier who took care of someone else. And then it happened that he was one of the Sahaba that lived long after the prophet SAW one Malik was
one of the second generations of Muslims owed him money. So a third of the went to get his money from him.
When he went and asked what they said, someone told him that he's gone. He's not there.
And as he was about to leave a little child a little boy he comes out of the house so
To him, little boy, when did you father ago?
And the boy said, he didn't go anywhere inside my mother's room it.
So shouted, he said, Indeed, now we know where you are so come out.
So the man comes out and said, Man, what made you do this?
Nobody appreciates to be full.
Nobody appreciates to be cheated.
Nobody appreciates to be wrong.
What caused you to do this? He's a competitive, but he's a human being.
Sometimes we find people fighting over a little amount of money. And sometimes it is not the amount itself. But it's the principle.
If you tried to get away with people's properties, put yourself in their shoes, how would you feel if someone was to do that to you, what caused you to do this, send a book container to the man. And the man said, I will be honest with you.
In the cupboard, your windows head also depends on
you one of the companions of the Prophet SAW when he was in it, I did not want to lie to you. And I knew that if I came out
that I would find myself in a position where I may be forced to lie to you. And I didn't want to do that. That's what I was trying to avoid. An RMD have nothing with which I can pay you back. And I have financial difficulty. Give me what university? I don't have.
So
he starts crying, weeping. He said, Oh,
by Allah, is it true, that the only reason that you didn't come out was because we have financial difficulty, difficulty and cannot pay God is at the end. So he said, in the that that is gone.
If you're ever able to pay paid,
I believe from that burden. For I heard there was no loss of a lot running in a
magnificent
galaxy without God.
Whosoever leaves
anyone from their deaths, that Allah subhanho wa Taala will provide them with a sheet on the Day of Judgment.
So remember, that when you bring your belief, as the Prophet said,
helping people in need lots of help, rescuing people alone will come to your rescue. So keep that in mind. And finally, brothers and sisters, the prophet SAW Allah taught his companions, a beautiful draft, which we should say every day, the morning and every night in the evening.
Alone in India hasn't realized what
to do and where
they are.
At is that you should seek refuge in a loss of power from you will find that in the fortress
of the Muslim those prayers and supplication famous book, you will find the look of that grab one of those neat things is that
and whatever comes with it. And one of those I haven't said since when the Prophet taught me that I kept making that glass at a loss paradigm to carry my discipline and he gave credit to a lot of solution. And keep in mind that there are many ways many techniques that one can utilize inshallah, hopefully inshallah, one day, we'll be able to provide a workshop
or some kind of program to to help people in this regard. But many people don't realize that you can cut your debts in half. There are many ways that you can get out of debt. You don't have to be in debt. There are many agencies, there are many, you know, affiliated with government, nonprofit organization, many ways. You just have to have that desire to free yourself from death. As I said, I repeated once again, there is nothing sweeter than that sense of freedom liberty that comes with paying off your debts, waking up in the morning and not only
Ola free
or liberated from our financial burdens, or make us vulnerable but you all love,
love, love.
Love.
long
as you have
one or the
other
But if the school when a lot of
what he said, I mean, it must be a lot more,
a lot,
a lot more definitive what a fiscal offering a lot more than family life books you may have heard me
say we
share
our own brothers and sisters, we have very important announcements to be made after this, we'll also be able to listen to him for a couple of minutes.
So that is an overview of how to take care of so the purpose of the walk it simply makes one
and in one of those reports have said that the problem The next day, when I asked her why I asked him
if he took care it
said yes. And another variation says that the property marketable title after a while and I guess I forgot to take care of it. So the process I'm saying, Do do it now. So he goes, takes care of it and comes back in the process. Love it, we'll send them so that he was in the state of suspension and another interesting he said an MMO that
it is now that his body and his skin has cooled down.
He was finally able to find peace. Why? Because the problem is so nobody was sitting in a honey collected by the directivity of the authority of a cobra tells us that national meaning
that the soul of the believer is suspended is in a state of suspension
because of his death until it is paid off.
In fact, the prophet total Sahaba in one case that this person,
the soldier suspended
will not rest will not find peace won't enter heaven will not enter Paradise until you take care of things that take care of it for him or
let us go to you know where the other destination maybe
the prophets were even a Shaheed a martyr will not be forgiven when it comes to the amount of debt. In fact, in a hoodie that I found to be very scary,
recorded, he said that we were sitting with a volleyball scene that was when the Prophet peace be upon them lifted his head toward the sky. And then he puts his hand on his forehead, as if he received or saw something of great magnitude.
And then the house will fit into sentences so Panama
deed. So Panama magazine is this deep web trauma
regarding what was revealed to me
of something of a of a severe
magnet.
And then the opposite of that said when the UFC bat,
I swear by the one and whose hand is my soul, low and now I do the Atilla t study
three times, if a man is killed, for the sake of the carnival, and then brought back to life, and then again, had to give up his life for the sake of a love and then brought back to life, the second time and how to be killed for the third time.
While he is indebted to someone while he has debt, why, if he owed someone money,
why would not interject the dividends paid?
is not a series of events.
And that's why
how to choose an obligation also your lifetime is something that you don't make until you take care of your debt. And in fact, I encourage people to consider how to ASAP because it will help you.
We'll give you that motor that push that you need
to take care of this issue
and move on with your life. Free of death.
Being able to experience that that feeling there is nothing greater than waking up in the morning
knowing that you don't owe anyone
It is such a liberating
feeling. And many people unfortunately do not get to experience it, and they start their day with that pressure. And that stress.
That's why they said they will have to be made by them. me now
that that
is is a source of of anxiety and stress during the night. And it causes you
humidity or humiliation and degradation during the day,
not knowing when you're going to get that phone call.
So, know the consequences, and the result, such a behavior will help the person
reduce his or her
need to borrow money. Now, the second advice that will be given is
do not borrow money, unless you have to
learn how to tell in.
And in some cases, you have to
put some of the necessities of life.
So if you don't have to, don't borrow money.
Recently, I was gonna say that borrowing money is hard. No.
That's the heart of it the promise of words.
But do it only when you have to.
And do it with a plan.
The Prophet peace be upon him
died, while his own armor. His body armor was mortgaged with a Jewish merchant.
But he had to why why did the problem someone what why they would send them borrow is it tells us why.
Because approximately what it was sort of needed food for his family, and he didn't have cash.
So he goes and takes something overvalue his and then he does what is known as that as wrong. And by the way, is this is prophetic teaching. You see the Prophet doesn't want to be in a state of where he may also want something and not be able to pay back. So he goes and gives him
right as as a as a security deposit, he gives him a property of a value.
So that increase the profit is not able to pay him back
then that person has something more valuable, where he can either sell it
and get his money.
Number three, be satisfied
and content
on what the brothers and sisters eating every single one of us is blessed by the last panel data.
So we like to start looking at those people who who do you think are bogus.
And in some cases, we don't realize how fortunate we may be. Sometimes we look at people who are above us.
People look at celebrities, whether in terms of their status, or their financial abilities, or their looks, or whatever it may be that people look up to other people in regard to
and then we want to be like them.
Well, you don't have to, unless you have the time that made you unique made you who you are.
Be grateful be content with what was handled data has given you it make the best out of it.
And if you want to see how fortunate you are looking at those
sometimes the MVP for certain things while the enemy As for other things.
We envy them
and they are at the same time. They empty us for what we have.
So be grateful and realize that
you are blessed.
Number four,
if you must
borrow money. In fact, this advice goes for everything in your life.
Then thirdly is finding guidelines for a lot of handling tools. And books have
taught us
how we should approach any subject especially
This issue
what how we should go about it first of all, fear of loss and paddle with that. And remember that a loss of handling data is the one that you should turn to for your need before you start panicking.
Turn to a loss of time, when we get to that
whosoever feels almost power, that alone will find the path for
the patient, have connection with Allah subhanho wa Taala. No one will find your way up.
Fear Allah.
When you either lend or borrow money.
Remember that these are the prompts. And
this is part of those guidelines given to us by the prophet.
purify your intention, what is your intention, now that you have to borrow this money is your intention to pay it back. Because if that's not your intention, then watch out for the problems of
men and women, let's see, other
woman, woman,
Whosoever bar was people's property and money, with the intention of paying it back almost have a fabulous system.
And whosoever takes it thinking that they can get away with it
with the intention of consuming it and not giving it back.
Whoever takes someone's property with the intention of ruining Allah subhanaw taala will ruin him would ruin his life. And that's why you find people getting into debt one after another trying to sometimes pay their debts with another day. And they are caught up in this vicious circle, and they can never get out of it. Because they are actually approaching the whole subject with the same mindset that actually got them into trouble to begin with. And anytime you approach anything in life,
with the sale method, do not expect different results as a paradigm shift free us from this.
I may be supposed to listen for the rest of the day.
How do we learn how to fail so that was what I read in the newspaper.
This is
an almost
one that wishes the best.
Lots of halifaxes
you really want nukunonu so whether it was how valid tenses for you.
He wants good for you at ease in your life.
Melissa wants to go through any,
you know,
self inflicted difficulties and hardships in life.
Along with this
difficulty and hardship, they come from lots of heroin kind of every test. And Allah will have the kind of person a lot of how that test those who he loves. But those of our crisis, those of our hardship and difficulties that are self inflicted.
A loss of habitat is one that class
and the problem solver in second says let
me
let
me
do not cause yourself to be in a debate instead of to be do not distress yourself, after a loss of power data has brought you relief
and safety.
After the loss of Hello data gave you the guidance and the strength that you need to achieve financial stability and financial independence.
Of course, from anyone who wants to Palatine, after you have reached that level, do not put yourself in a state where you may be under pressure where you may also want something. So the Sahaba said and what is that? Oh, it's no robot. The problem is someone walked by the
woman that they lost.
So don't do that. If you don't have to
and have a plan and have a sincere intention.
And remember that you attention now as as we mentioned earlier, the property leases
In Latin America,
there is a lot of wisdom that
is led money, someone lends money. And a lot of notice from that person who's borrowing that money knows from that person that he has sincere intention to pay back.
It is a loss of how valuable it takes upon himself that says, I will pay on his behalf,
I will help him
pay it off before the end of his life in his lifetime.
Don't leave anything, don't leave any burden for those who are.
who come after me sure that people remember you,
especially with parents and your children,
for not putting them
for not
throwing upon that a burden.
Make sure that you own everything that you have, and that you don't owe anyone also
remember
that
one of those ways
to
to get yourself relief is by bringing relief to other people. And I want to I want to make a quick comment about this.
You see, there was a story, it was an interesting story of one of the successes of the second generation
where one of the companies, in fact,
interestingly, it was something
that we mentioned earlier, who took care of someone else. And then it happened that he was one of those people that lived long after the promise of a Walkman he was
one of the second generations of Muslims owed him money. So I kind of went to get his money from him.
When he went and asked what they said, someone told him that he's gone. He's not there.
And as he was about to leave a little child, a little boy, he comes out of the house.
So I said to him, little boy, where did your father go?
And the boy said, he didn't go anywhere inside my mother's room. It.
So shouted, he said, Indeed, now we know where you are. So come out.
So the man comes up to number 10. And said, Mohammed, what made you do this?
Nobody appreciates to be full.
Nobody appreciates to be cheated.
Nobody appreciates to be right.
What caused you to do this? He's a competitive, but he's a human being.
Sometimes we find people fighting over a little amount of money. And sometimes it is not the amount itself. But it's the principle.
If you tried to get away with people's properties, put yourself in their shoes, how would you feel if someone was to do that to you? What caused you to do this, send a book container to the man and the man said, I will be honest with you.
In the cover up when I was had those holidays, a lot of it was that you one of the companions of the Prophet.
And I did not want to lie to you. And I knew that if I came out
that I would find myself in a position where I may be forced to lie to you. And I didn't want to do that. That's what I was trying to avoid. And I have nothing with which I can pay you back. And I have financial difficulty in New York University. I don't have.
So
he starts crying, weeping. He said, Oh,
by alone, is it true? That the only reason that you didn't come out was because we have financial difficulty, difficulty and cannot pay? He said yesterday. So he said in the that that is gone.
If you're ever able to pay paid,
I believe from that burden, for I heard there was no loss of robot running in a
magnificent
cabinet.
Whosoever leaves
anyone from their deaths, then Allah subhanho wa Taala will provide them with a shade on the Day of Judgment.
So remember that when you bring your belief as the Prophet said
When I'm busy, I will love
helping people in need lots of help. rescuing people alone will come to your rescue. So keep that in mind. And finally, brothers and sisters, the prophet SAW Allah taught his companions, a beautiful draft, which we should say every day, your morning and every night in the evening.
Alone anybody who hasn't watched movie can realize what
it means that you should seek refuge in a loss of power dialing from you would find them in the fortress
of the Muslim those prayers and supplication famous book, you will find the look of that grab one of those eight things is that
and whatever comes with it. And one of the things I haven't said since when the Prophet taught me that I kept making that glass and a loss of habitat and took care of my discipline. And he gave credit to a lot of solution. And keep in mind that there are many ways many techniques that one can utilize inshallah, hopefully, inshallah, one day, we'll be able to provide a workshop
or some kind of program to, to help people in this regard. But many people don't realize that you can cut your debts in half. There are many ways that you can get out of debt. You don't have to be in debt. There are many agencies, there are many, you know, affiliated with a government, nonprofit organization, many ways. You just have to have that desire to free yourself from death. As I said, I repeated once again, there is nothing sweeter than that sense of freedom deliberately that comes with paying off your desk waking up in the morning, not only anyone wants to paddle with the
frequency
or liberate us from our financial burdens, or make us more normal, but you owe a lot.
A lot.
A lot more data and the data will
allow me
to do
a lot of metaphysical working on a lot of very small women, but
a lot of unfinished actuarial study that was lucky enough, equally beneficial.
But he said it must be a lot more.
A lot.
A lot.
A lot more.
A
lot more accurate. We take the time to share
our own brothers and sisters. We have very important announcements to be made after this law. So bear with us for a couple of minutes.